The elements of a sound retirement plan include protection against inflation, protection against outliving your money, protection against losing your money, and protection against not reaching retirement, whether by death or disability. The Argus Group provides retirement planning both with qualified plans (meaning the I.R.S. gives you a tax deduction for the amount invested) and non-qualified plans (no tax deduction but, under current tax laws, your income is mostly tax-free at retirement) to meet the individual needs of your members and their employees.

Whether your members require the simplicity of a S.I.M.P.L.E. IRA, or the complexity and flexibility of a Standard 401(k) or Profit Sharing Plan, we can handle the case from top to bottom including administration and reporting to I.R.S., to investments in stocks, bonds, and mutual funds.

We can also manage your IRA and advise you as tax laws change as to the worthiness of such investments as it pertains to individual requirements. We provide plans that are portable enough that employees want to participate, yet restrictive enough to make it easier for you to keep those key people from jumping to the competition.